Updated 2026-06-24
Does Your Credit Card Extend the Warranty?
Often yes — and for free. Many cards add up to a year on top of the manufacturer warranty when you pay with them.
Visa, Mastercard and American Express have historically offered an extended-warranty benefit that adds coverage (commonly up to one extra year) to the manufacturer's warranty on eligible purchases made with the card — at no cost.
To use it you generally need the receipt and the manufacturer warranty documentation, and you file a claim with the card's benefits administrator after the original warranty ends.
Coverage and limits have been changing, so check your specific card's current Guide to Benefits before relying on it — but it's worth knowing your card statement can be a free backup plan.
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Download WarrantyKeep — free on the App StoreFAQ
Do credit cards really extend product warranties?
General information, not legal advice — confirm specifics with the manufacturer.